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552211 - Credit or Loans Officer (Aus) / Finance Clerk (NZ)

Description

Analyses, evaluates and processes credit and loan applications. May work in a call centre.

Skill Level

3

Alternative Titles

    • Lending Consultant
    • Loans Consultant
    • Loans Officer

Skills Assessment Authority

Caveats

No caveats apply to this occupation.

Group: 5522 Credit and Loans Officers (AUS) or Finance Clerks (NZ)

Description

CREDIT AND LOANS OFFICERS (AUS) / FINANCE CLERKS (NZ) analyse, evaluate and process credit and loan applications.

Tasks

    • analysing information about customers and examining references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
    • contacting financial and credit institutions to obtain information about customers
    • preparing papers setting out conditions of credit and loans, rates of repayment and loan periods, and providing information about customers' standing to financial and credit institutions
    • authorising the approval of credit and loan applications and recommending credit and loan conditions and limits
    • keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
    • answering inquiries concerning credit standing of customers, loan balances and penalties
    • may recommend, approve and arrange mortgages
    • may work in a call centre

Skill Level

Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.

In Australia:

AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV or at least three years of relevant experience (ANZSCO Skill Level 3)

In New Zealand:

NZQF Level 4 qualification, or at least three years of relevant experience (ANZSCO Skill Level 3)

In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

Occupations in this Group

    • 552211 Credit or Loans Officer (Aus) / Finance Clerk (NZ)

ABOUT US

FIND US ON:

CONTACT US

PHONE:

Australia: 1300 619 977
International: +61 7 3181 5588

HEAD OFFICE:

Level 27 Santos Building, 32 Turbot St, Brisbane QLD Australia 4000
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